Cash Management Account (CMA)

With a CMA also comes an excellent cashflow management system, providing the flexibility and control to help you manage transactions. The CMA offers easy access to account and cashflow information so that you can keep track of all payments to and from the account, including distributions, pension payments, expenses, member contributions, asset purchases and sales.

Dividend reinvestment

You can arrange for dividends from shares, warrants, interest payments or distributions from other investments and accounts to be credited directly into your CMA.

Competitive interest rate

With a CMA at the heart of your wealth creation and cashflow management strategies, you will also benefit from a competitive interest rate. The interest you earn on the balance of your Account is subject to fluctuations in the interest rate so there is no guarantee that you will always earn a particular rate of interest on the balance of your Account.

Government Guarantee

Cash Management Accounts are Government Guaranteed.

Cash Management Trusts (CMT)

Cash management trusts allow you to earn high daily rates of interest whilst giving you control of your cash and a high degree of flexibility.

CMT’s invest in short-term money market type securities which include government guaranteed and bank backed securities, and promissory notes issued by "blue chip" corporations. They provide a secure investment which combines attractive short term income returns and ready access to funds. 

Managed Funds

A managed fund pools your money with money from other investors to form an investment fund. Specialist investment managers then invest the money in the fund on your behalf.

Managed funds come in many shapes and sizes. Some funds invest in just one type of investment such as Australian shares, international shares, cash or mortgages while others known as diversified funds invest across a range of asset classes including Australian shares, international shares, fixed interest, property securities and cash.

So whether you have $2,000, $20,000 or $200,000 to invest, your money has access to the investment buying power of millions of dollars. This buying power means you can take advantage of opportunities normally only available to large corporations or those with extensive specialist knowledge.

Multi-Manager Investing

Multi-manager investing is a simple concept that aims to deliver returns and manage risk. Unlike a traditional fund, in which a single fund manager controls all of the money and investments in a fund, Multi-Manager portfolios spread your money across different asset types and funds managers. By not putting all your eggs in one basket, we help you diversify your investments and reduce your exposure to risk.

Separately Managed Accounts – NEW CONCEPT TO AUSTRALIA

A Separately Managed Account (SMA) is a customised share portfolio where the shares are owned by individual investors. Your investment in a SMA is allocated across one or more existing investment models. As an investor, you receive direct share ownership and professional funds management. SMA’s are ideally suited for clients wanting to beneficially own securities, have their portfolios professionally managed and have all administration/reporting taken care of. SMA’s are ideologically suited to Self Managed Superannuation Fund’s (SMSF) for their preference for direct share ownership and management and administration of their portfolio.

Tax Effective Investments

Agricultural Investments

One of the main incentives for investing in Agricultural investments is the generous tax deductions that can be applied.  Agricultural investments generally provide tax benefits at the front end, in the form of tax deductions for expenses outlaid. 

In an agribusiness project, the investor becomes a grower and purchases the right to the crop.  The grower engages a manger whose main role is to establish and/or maintain a plantation, and then harvest, process and market the produce.  One of the key features of investing this way, is that expenses such as the up front establishment/management cost as well as all ongoing costs are tax deductible, and can be offset against other taxable income.

Tax Effectiveness

Agribusiness investments offer substantial upfront tax benefits, supported by Australian Tax Office product ruling providing more flexibility in cash flow, debt management and taxation planning.

Diversification

Being and alternative asset class, agribusiness investments offer another level of diversification to a portfolio spread across the traditional asset classes.

Longer-Term Returns

By definition, agribusiness projects are long term investments.  For example, Bluegum Forestry projects offer superannuation-style returns with one off lump sum in approximately ten years; horticultural projects take three to four years to produce business annuity income that exceeds expenses, and can continue to pay an income for 18 to 20 years more. 

Term Deposits

A term deposit is an investment where the interest rate is guaranteed not to change for the nominated term, so you'll know exactly what your investment's worth. Choose the term to fit with your other investment plans and, as your returns are secure, your term deposit can be used as an income stream