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Total & Permanent Disability

This type of insurance will pay out a lump sum amount in the event of your total and permanent disablement where you are unlikely to ever return to work. It will also pay out the benefit in the event you lose the:

  • sight in both eyes; or
  • use of two limbs; or
  • sight of one eye and the loss of the use of one whole hand, or whole foot;

When looking at amounts of TPD cover, things you might want to take into account are;

  • Clearing all debt
  • Providing for ongoing educational/childcare expenses for your children
  • Providing for incidental and medical expenses not covered by private health insurance

To discuss your Insurance needs, click here